Retirement Planning
Pension Decumulation
When it comes to drawing an income in retirement, there are many factors to consider including tax-free lump sum requirements, paying income in the most tax-efficient manner, and health - with a view to passing the fund to the next generation.
We are incredibly experienced in both defined contribution pensions and defined benefit (final salary) pensions and can advise on the suitability of both for each individual.
We have been awarded the Pension Transfer Gold Star in relation to our work on defined benefit pensions, recognising the fact we offer clear and appropriate advice in this area.
Case Study
A district judge was referred to us by one of his colleagues, who in turn was referred by her son, whose GP father-in-law was already a long-standing client.
The judge was a member of the pre and post 2016 judicial pension schemes which he was finding impossible to understand and was therefore seeking assistance.
We were provided with details of his arrangements which we were able to convert to plain English. The judge commented at the explanatory meeting “In my job I spend lots of time reading complex papers; however, I have not been able to understand the judicial pension legislation - you have taken this highly complex information and explained it so that I can fully understand its workings, thank you and how much do I owe you?”
Get in touch
Working closely with our colleagues at Jerroms Miller Specialist Tax .
We can help you explore how an Employee Ownership Trust could work for your company.
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Jerroms Financial Planning is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 300784. Registered in England and Wales under reference 4710626. Registered office address: Lumaneri House, Blythe Gate, Blythe Valley Park, Solihull, West Midlands B90 8AH.
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