Debt Advisory

Straightforward Advice and Flexible Funding to Help Your Business Grow at Every Stage

Trusted Mortgage Advice to Help Your Business Grow with Confidence

At Jerroms Mortgage & Finance, our debt advisory team helps businesses of all sizes access the right funding to grow, invest, or manage cash flow. Whether you're exploring new finance options or looking to refinance existing debt, we’re here to guide you through the process with clear, trusted advice.

As independent finance specialists based in Birmingham and Solihull, we take time to understand your business goals, assess funding risks, and connect you with trusted lenders across the market. From business loans and asset finance to invoice discounting and property development funding, we provide tailored solutions to support your long-term success.

Our Debt Advisory Expertise

With decades of combined experience in commercial finance, our team provides independent advice and access to a wide range of funding solutions personalised to your business goals. Whether you're looking to raise capital, manage cash flow, or fund expansion, we’re here to help you secure the right deal.

Our services include:

  • Business Loans: Flexible funding options to support working capital, growth, or strategic investments.
  • Asset Finance: Helping you acquire essential equipment or vehicles without large upfront costs.
  • Invoice Discounting: Improving cash flow by unlocking the value tied up in unpaid invoices.
  • Property Development Loans: Funding solutions for new builds, renovations, or conversions.
  • Bridging Loans: Short-term finance to cover gaps between transactions or investments.
  • Shariah Compliant Lending: Alternative financing options aligned with Islamic finance principles.
  • Director’s Guarantee Insurance: Protection for business owners against personal risk when securing loans.

We also support you with lender-ready business plans, financial forecasts, and funding applications, ensuring you’re prepared, confident, and positioned for success.

Our team combines deep knowledge of the commercial finance market with hands-on experience supporting growing businesses. This enables us to provide advice that’s not only independent and strategic, but also aligned with your funding needs and long-term business goals.

Our Experts

What our clients say

Having been through this process a number of times with different Mortgage Brokers, I can confirm that JMF made the journey effortless. They also had many contacts that aided us with insurances and it felt like a one stop shop, taking out a lot of the labour and stress.

- Sarah

Sarah

Andy and the team were very informative and quick at actioning any requests. They will definitely be recommended to family and friends when they are looking for a mortgage.

- Sean

Sean

Jerroms' expertise and commitment were instrumental in navigating the complexities of our student accommodation lettings portfolio. Their tailored financial solution provided us with the flexibility and peace of mind we needed to achieve our goals. By facilitating our investment endeavours, Jerroms has supported our vision and contributed to meeting the growing demand for student accommodation options. This partnership represents a significant step forward in our mission to provide accessible and high-quality housing solutions for all.

 

Bilal Ahmed, Executive Chairman and Co-Founder at Sama Investment Group

Bilal Ahmed, Executive Chairman and Co-Founder at Sama Investment Group

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Jerroms Mortgage & Finance Limited is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 829252. You can check this via www.register.fca.org. We are a credit broker, not a lender, and work with a range of lenders in the marketplace. Some lenders may pay us a commission which can vary. Stratford Corporate Finance, BusinessFinanceQuote.com& Mortgages Together are trading styles of Jerroms Mortgage & Finance Limited.

Jerroms Mortgage & Finance Limited is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 829252. You can check this via www.register.fca.org. We are a credit broker, not a lender, and work with a range of lenders in the marketplace. Some lenders may pay us a commission which can vary. Stratford Corporate Finance, BusinessFinanceQuote.com& Mortgages Together are trading styles of Jerroms Mortgage & Finance Limited.